> For the complete documentation index, see [llms.txt](https://docs.sail.money/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.sail.money/readme.md).

# Sail.Money

Sail is a protocol for onchain separately managed accounts (SMAs). Your capital stays in a self-custodial [Safe](https://safe.global), and a manager (typically an **autonomous AI agent**) executes only what on-chain permission contracts allow. Pick the path that matches what you're doing:

<table data-view="cards"><thead><tr><th></th><th></th><th data-hidden data-card-target data-type="content-ref"></th><th data-hidden data-card-cover data-type="image">Cover image</th></tr></thead><tbody><tr><td><strong>Protocol</strong></td><td><strong>For developers and asset managers</strong>. Build your own smart contract permissions to bound your agent, or become a manager and run non-custodial agentic strategies for your clients.</td><td><a href="/pages/zai6VO3xVjeFUuOUYZiL">/pages/zai6VO3xVjeFUuOUYZiL</a></td><td><a href="/files/TnNSVI2HQ8LiEyKeDbYP">/files/TnNSVI2HQ8LiEyKeDbYP</a></td></tr><tr><td><strong>Sailor</strong></td><td><strong>For AI agent builders</strong><em>.</em> A toolkit to build and run your own trading, yield, or prediction-market agents — set them up, define what they're allowed to do, and let them run on your own machine </td><td><a href="/pages/FKmfn3ZQxqDJwun3AXHl">/pages/FKmfn3ZQxqDJwun3AXHl</a></td><td><a href="/files/YzoRTaGDxHIsfuG871gt">/files/YzoRTaGDxHIsfuG871gt</a></td></tr></tbody></table>

Both products — the Protocol and Sailor — are **fully open source**, free to read, fork, and build on.

## Which one do I need?

| You want to…                                                                                         | Go to                              |
| ---------------------------------------------------------------------------------------------------- | ---------------------------------- |
| Write Solidity permission contracts, or integrate `SailKernel` / `MandateFactory` from your own code | **Protocol**                       |
| Ship an agent that runs a strategy on an SMA, using a ready-made SDK + CLI                           | **Sailor**                         |
| Understand the security model, fees, or governance before building                                   | **Protocol → Concepts / Security** |

## For coding agents

{% hint style="info" %}
**Are you an LLM or coding agent?** Grab the ready-made prompt and machine-readable `llms.txt` context to get building fast. See [For AI agents](/for-ai-agents.md).
{% endhint %}

## Resources

* [Deployment addresses](/protocol/reference/addresses.md) — the trusted core, identical on every supported chain
* [Protocol repository](https://github.com/sail-money/Protocol) · [Sailor repository](https://github.com/sail-money/Sailor)
* [Whitepaper](https://github.com/sail-money/Protocol/blob/main/docs/whitepaper/Sail_Protocol_Whitepaper.pdf)
* `llms.txt` — a machine-readable index of these docs for AI agents
* [Legal](/legal/legal.md) — terms, privacy, disclaimer & risks, and open-source licenses

## Open source & reviewed

Both **Sail Protocol** and **Sailor** are fully open source — read, fork, and build on every line. See the [Protocol repository](https://github.com/sail-money/Protocol/) and the [Sailor repository](https://github.com/sail-money/Sailor).

The trusted core and shared permission templates were reviewed by [Octane](https://www.octane.security), an AI source-code security scanner, across three analyses. See [Protocol → Security](/protocol/security.md).

***

A security review is not a guarantee of correctness, and the correctness of any permission you deploy remains your responsibility. Do not use Sail with funds you are not prepared to lose. See the [Disclaimer & Risks](/legal/disclaimer.md).


---

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