Sail.Money

Sail is an AI lab pioneering personalized finance. Pick the path that matches what you’re doing:

SailorFor AI agent builders. Turn any coding agent into a money agent. The open-source harness that deploys your SMA, builds your permissions, and runs your strategy on your own machine. Works with npm or Docker. ProtocolFor developers and asset managers. The first onchain primitive for separately managed accounts: personalized, non-custodial capital delegation to a manager. Write permission contracts, deploy SMAs, appoint managers, and integrate the kernel.

Both products — the Protocol and Sailor — are fully open source, free to read, fork, and build on.

Which one do I need?

You want to…	Go to
Ship an agent that runs a strategy on an SMA, using a ready-made SDK + CLI	Sailor
Write Solidity permission contracts, or integrate SailKernel / MandateFactory from your own code	Protocol
Understand the security model, fees, or governance before building	Protocol → Concepts / Security

For coding agents

Note

Are you an LLM or coding agent? Grab the ready-made prompt and machine-readable llms.txt context to get building fast. See For AI agents.

Resources

• Deployment addresses — the trusted core, identical on every supported chain
• Protocol repository · Sailor repository
• Whitepaper
• llms.txt — a machine-readable index of these docs for AI agents
• Legal — terms, privacy, disclaimer & risks, and open-source licenses
• Community — Discord · X · GitHub · npm

Open source & reviewed

Both Sail Protocol and Sailor are fully open source — read, fork, and build on every line. See the Protocol repository and the Sailor repository.

The trusted core and the shared permission templates as they stood at the review were reviewed by Octane, an AI source-code security scanner, across three analyses; the later WithdrawPermission v2 rewrite is not covered. See Protocol → Security.

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A security review is not a guarantee of correctness, and the correctness of any permission you deploy remains your responsibility. Do not use Sail with funds you are not prepared to lose. See the Disclaimer & Risks.