Balance Tiers

Your balance determines how often your agent executes, how many positions it can manage, and which features are available.

Tiers update automatically as your balance changes. Execution and diversification are always bounded by your tier, and further bounded by the permissions you approve.

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Tier Overview

• Executions: how many times per day Sail scans and reallocates (when needed).

• Networks / Stablecoins: what your agent can use by default at that tier (you can restrict this via personalization).

• Positions: max positions per stablecoin/network the agent may hold at once.

• Security: Sonar runs for all tiers.

Tier	Balance	Executions	Networks	Stablecoins	Positions	Features
Silver	$0–$10,000	4× / day	Base, Arbitrum	USDC, USDT	1 per stablecoin/network	Sonar active
Gold	$10,000–$100,000	12× / day	Base, Arbitrum	USDC, USDT	up to 4 per stablecoin/network	Sonar + diversification + swaps & bridges
Platinum	$100,000+	24× / day	Base, Arbitrum	USDC, USDT	up to 5 per stablecoin/network	Sonar + diversification + swaps & bridges

Higher tiers increase execution frequency, which helps capture short-lived APY changes faster and reduces idle time.

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How balance tiers interact with personalization

Tiers define the maximum scope your agent can operate within. Personalization lets you set your actual scope.

Examples:

• you’re Gold, but you only want Base → personalize networks to Base-only.

• you’re Platinum, but you never want bridging → personalize actions to disable bridging.

• you want “lending primitives only” (Aave/Fluid/Moonwell) → personalize permissions to allowlist only those protocols.

if you expand scope later (new networks, protocols, or actions), Sail will ask you to sign new permissions before the agent can use them.

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Automatic Tier Updates

• Tier changes happen automatically when your balance crosses thresholds.

• Upgrading your tier can unlock higher execution frequency and additional capabilities.

• Downgrading reduces the maximum execution/position scope accordingly.

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Performance Analysis

Back-tested and live agent data since October 1, 2025

Top 5 Protocols on Base (USDC)

Protocol	Mean APY	Max APY	Min APY
Euler Yo	9.88 %	15.88 %	5.18 %
Morpho Clearstar High Yield	9.54 %	12.12 %	7.64 %
Morpho Clearstar	8.90 %	11.85 %	7.72 %
Morpho Clearstar Reacted	8.90 %	11.34 %	7.71 %
Moonwell	8.57 %	11.58 %	6.99 %

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Agent Performance by Tier

Tier	Mean APY	Max APY	Min APY
Silver	11.90 %	16.91 %	9.14 %
Gold	12.69 %	18.11 %	9.26 %
Platinum	13.26 %	18.21 %	9.36 %

Execution frequency directly boosts realized yield: more re-checks mean faster reaction to APY shifts and fewer idle cycles.