Balance Tiers
Your balance size determines how often Sail scans for better yield and how much extra performance you capture.
Tiers
Silver
$0 – $1,000
1×
Baseline
Gold
$1,000 – $10,000
4×
+4.13%
Platinum
$10,000+
24×
+8.72%
*Based on a one-year back-test (Sept 2024 – Sept 2025).
Your current tier appears under the logo in the app and updates the moment your balance changes.
Performance Analysis
Back-tested strategy APYs:
1× per day
9.97%
4× per day
10.38%
24× per day
10.76%
Platinum execution added about 8.72% relative to daily re-checks — proof that more frequent decisions improve net yield.
Yield Source Comparison
Fluid Lending
9.50%
Morpho Seamless
9.18%
Moonwell Lending
7.55%
Morpho Spark
6.75%
Aave v3
5.76%
Morpho Moonwell
5.05%
Instead of locking funds to one place, Sail shifts to the top performer at your tier’s cadence — always weighing gas (sponsored by Sail) and protocol risk.
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