Yield Sources

Sail integrates with a curated set of DeFi protocols and Vaults where your stablecoins can be allocated. Each source is evaluated continuously for risk-adjusted yield, and reallocations are made only when the net outcome improves. Current Yield Sources are only for USDC on Base.

Morpho Vaults built on Morpho’s peer-to-peer lending layer, curated and managed by external specialists. Each vault routes liquidity to specific underlying markets with active risk management.

• Seamless USDC Vault — Managed by Gauntlet, targeting high-demand lending markets.

• Gauntlet USDC Prime — Optimized for large, liquid collateral markets.

• Gauntlet USDC Core — Focused on liquid, low-risk markets with dynamic optimization.

• Gauntlet USDC Frontier — Targets maximum yield by allocating to potentially higher volatility markets that may face liquidity risks in exchange for greater supplier returns.

• Moonwell Flagship Vault — Managed by Block Analitica and B.Protocol, lending into Moonwell markets.

• Spark USDC Vault — Operated by SparkDAO, lending through Morpho Blue pools.

• Steakhouse USDC Vault — Managed by Steakhouse Financial, lending USDC against blue-chip and RWA collateral.

• Clearstar OpenEden USDC — Tokenized U.S. Treasuries exposure via regulated USDO markets.

• Clearstart High Yield USDC — Aims to provide liquidity to volatile and frontier assets on Base.

• Extrafi XLend USDC — The Extrafi USDC Vault curated by Gauntlet is intended to optimize risk-adjusted yield across high-demand collateral markets on Base.

Aave v3 One of the largest decentralized lending protocols. Known for deep liquidity, stable yields, and advanced features like Efficiency Mode and Isolation Mode. Visit

Moonwell A native Base lending market offering straightforward USDC lending with support for Circle’s cross-chain USDC (CCTP). Visit

Fluid Built by Instadapp, Fluid aggregates liquidity across lending protocols and introduces safety features such as partial liquidations for more resilient lending. Visit

Euler Protocol A decentralized lending protocol emphasizing permissionless market creation and risk isolation. Offers flexible collateral options and dynamic risk parameters.

• Euler yoUSDC Vault — A vault product built on Euler, enabling exposure to USDC lending markets with automated optimization.

Tokemak A liquidity routing protocol that allocates stablecoins into targeted pools for optimized yield and market efficiency.

• Tokemak baseUSDC Vault — Provides USDC liquidity to Base-native markets, with automated rebalancing across supported pools.

Rewards

• USDC rewards are compounded automatically into the strategy.

• Non-USDC rewards remain in the user’s wallet for now. Once autonomous swaps and bridges are live, these will be converted into USDC and reinvested.

Coming Soon

Additional yield sources will be integrated over time. Each new integration is vetted for security, liquidity, and sustainability before inclusion in Sail’s allocation universe.