FAQ

What is Sail?

Sail is a personal AI agent that keeps your stablecoins in motion — always earning, always liquid, always under your control. It reallocates your stablecoins across DeFi to capture the highest risk-adjusted yield, all while keeping funds in your self-custody smart account. It automates the work of chasing yield, managing gas, and monitoring risk.

Where does the yield come from?

Yield comes from integrated DeFi protocols such as lending markets and vaults. Sail currently allocates to vetted sources on Base and Arbitrum, including: Aave, Moonwell, Fluid, Morpho Vaults, and Euler Vaults. Agents continuously scan these yield sources and move only when the expected net improvement (after fees and slippage) is positive.

How is Sail secure?

  • Self-custody: Assets never leave your account.

  • Permissions: Sail acts only under session keys you sign. Each new yield source, stablecoin, or operation requires your approval.

  • Safeguards: Containers isolate execution; session keys are scoped and expiring; all moves are logged.

  • Sonar: Sail’s in-house security agent, scans for stablecoin depegs and aggressive TVL drops so your agent can react early and reduce exposure.

  • Audits: Independent firms like Sofstack review Sail’s contracts and policies.

Are there fees?

Currently, Sail does not charge performance fees. Gas costs on Base are also sponsored by Sail. Fees may be introduced later as the system scales, but always transparently and with clear disclosure.

What stablecoins and networks are supported?

  • Stablecoins: USDC, USDT

  • Networks: Base, Arbitrum

How does Sail decide when to move funds?

The agent considers three things before every move:

  1. The expected yield gain after fees and slippage.

  2. The transaction cost and time to settle.

  3. Your risk parameters (venue caps, liquidity floors, exclusions).

If the improvement outweighs cost and risk, it acts. Otherwise, it waits. This keeps your money active but never wasteful.

What happens to rewards from protocols?

  • USDC rewards are automatically compounded into the strategy.

  • Non-USDC rewards are held in your wallet. Once swaps and bridges are live, these will be converted into USDC and reinvested.

Can I withdraw at any time?

Yes. You remain in full control of your funds. Withdrawals are immediate, directly from your smart account.

How do Points work?

Points track your balance over time (deposit × time_held). Withdrawing erases the last 24 hours of points on that portion, discouraging short-term farming but keeping liquidity flexible. Points reflect long-term participation and community alignment.

How will Sail scale over time?

The near-term roadmap expands to more stablecoins and networks, introduces autonomous swaps & bridges, and adds a revenue-sharing dashboard. Over time, Sail evolves into a liquidity brain with advanced strategies and enterprise features.

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