FAQ

What Is Sail?

Sail is a personal AI agent for Internet money. It autonomously reallocates stablecoins across DeFi for the best net yield after rewards, fees, and risk, while keeping you in control through your own account and permissions.

How Does Sail Work?

You deposit stablecoins into your Sail Account, then your agent routes across vetted yield sources and can rebalance over time as conditions change. You can review activity, see where funds are allocated, and stop or update permissions whenever you want.

Where Does The Yield Come From?

Sail’s USD APY comes from DeFi yield sources (like lending markets and vaults) plus any incentive rewards available on those venues. APY shown in-app is the current rate for each yield source, and your overall result depends on where your balance is allocated.

Are there fees?

Currently, Sail does not charge performance fees. Gas costs on Base are also sponsored by Sail. Fees may be introduced later as the system scales, but always transparently and with clear disclosure.

Which Stablecoins And Networks Does Sail Support?

Sail supports the stablecoins and networks shown in-app (and in the docs), and will route across them based on your settings, permissions, and available opportunities.

How Do Deposits Work?

You can deposit in a few ways:

• Send stablecoins to your Sail Account address (classic onchain transfer).

• Deposit with wallet: connect a wallet and deposit using any token you hold. Sail handles the swapping and bridging in the background so you end up deposited seamlessly.

• Deposit with card: where available, through supported providers.

How Do Withdrawals Work?

Withdrawals are initiated from Sail and sent to an address you choose. If your funds are allocated in yield sources, Sail may need to unwind positions as part of the process. You can track everything from the History tab (and open the underlying transactions on a block explorer).

How Is Sail Secure?

Sail is designed to keep you in control:

• Your own account + permissions: Sail uses smart accounts and scoped permissions so the agent can do only what you’ve allowed.

• Monitoring with Sonar: Sonar helps monitor risk signals (like stablecoin depegs and protocol health events) so the system can react when conditions change.

• Good security hygiene still matters: use strong login security and be cautious with new devices and suspicious links (the same basics top finance apps emphasize).

What Are Sail Points And How Do Referrals Work?

Points are an incentives program that accrues based on your participation rules (details are in the incentives docs). Referrals: referrers earn 20% of the points their referees generate (daily), and referees get a 10% boost when joining with a referral code.

How Do I Get Help Or Understand What My Agent Is Doing?

You can message Sail via:

• In-app chat

• Telegram bot (same questions as in-app, plus daily updates if enabled)

These channels are for customer support, explaining agent behavior, and answering DeFi / yield questions in plain language.