Current Strategy

Decision Logic

Sail follows a simple principle: move only when it improves the outcome. It continuously scans available yield sources, estimates the net yield after fees and risk, and compares it to the current position. If the expected return is higher on a risk-adjusted basis, Sail reallocates. If not, funds stay put.

This avoids the two biggest traps of DeFi yield chasing: getting lured by inflated APYs that vanish after costs, or making moves where fees cancel out the gain.

Current Setup

In today’s live release, Sail supports USDC on Base. It evaluates lending pools, vaults, and automated market makers, reallocating only when:

• The new yield source offers a clear net improvement in yield.

• Gas and swap costs don’t erase the benefit.

• The protocol risk profile fits within safe parameters.

All gas is sponsored by Sail, so users earn yield without worrying about transaction costs eating into returns. At this stage, Sail also does not charge performance fees, making the strategy fully net to the user.

Any non-USDC rewards earned from integrated yield sources are held directly in the user’s wallet. Once autonomous swaps and bridges are live, these rewards will be automatically converted back into USDC to compound into the strategy.

In practice, this means balances remain productive without unnecessary churn, while still capturing better opportunities as they appear.

Coming soon: Sail will expand beyond a single asset and network. It will gain the ability to execute autonomous, non-custodial swaps and bridges, reallocating across stablecoins and chains while preserving the same self-custody model.