# API / SDK

**What It Does**

The API provides access to the same Sail Engine that powers the stablecoin yield agent: multi-factor scoring, spike-aware regime classification, real-time cost integration, profitability gating, and Sonar risk intelligence, all through a single integration point.

Available in Python and JavaScript/TypeScript for seamless development across platforms.

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**Use Cases**

**Neobanks and Fintechs.** Embed a white-label earn experience into your banking app. Offer your users competitive APY while generating a new revenue stream, with zero DeFi expertise required.

**Crypto Wallets.** Route idle token balances to best-in-class yield automatically, with no extra UX complexity on your end.

**Liquidity Providers.** Stop manually chasing yield. Sail's engine monitors all integrated protocols and continuously rebalances your liquidity to the highest risk-adjusted returns.

**Treasury Teams and Institutions.** Deploy capital programmatically with custom controls, compliance layers, and full on-chain transparency.

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**Integration**

Integration time is approximately one day from API key to production. The API handles the full lifecycle: account generation, permissions signing, yield scoring, allocation optimization, cost estimation, risk filtering, and on-chain execution.

To request access or schedule a demo, [contact the team](https://sail.money/#contact).